Practice Areas
Louisiana is no stranger to severe weather. At Binegar Christian, LLC, we empathize with homeowners, knowing the devastating impact storm damage can have on our lives. It’s why we started our firm after Hurricane Katrina. Our highly experienced property damage insurance claims attorneys help with everything from hurricane wind damage to flood insurance claim disputes, and are committed to assisting you in recovering from these losses and securing your future.
Property Damage and Insurance Claims
Your home is a valuable asset. It's where you raise your family and create lasting memories. Even more, the equity you have in your home helps to secure your future. If your home is damaged by a storm or a careless third party, it's important to seek sufficient compensation to restore it to its pre-damaged state.
However, insurance companies invest millions in lawyers, experts, and even software to minimize their payouts on property insurance claims. To overcome their strategies, you must engage a team that is well-versed in their tactics and skilled in defeating them.
At Binegar Christian, LLC, we have a proven track record of winning property damage claims and guiding our clients through the claims process. We can assist you in restoring your home after damage from the following events:
Wind
Hail
Fire
Hurricane
Flood Insurance Claims
Flooding can cause extensive damage to homes and businesses, and it can be particularly challenging to navigate the flood insurance claims process. Our attorneys are well-versed in the National Flood Insurance Program (NFIP) and can help you understand your rights and options when it comes to flood insurance claims. We can help you assess the damage, gather documentation, and negotiate with the insurance company to ensure that you receive a fair settlement.
Mortgage Company Disputes
If you're facing a dispute with your mortgage company, our attorneys can help. We have experience dealing with mortgage companies and can help you understand your rights and options when it comes to disputes related to property damage, insurance claims, or other issues. We can represent you in negotiations or litigation, and we will work tirelessly to ensure that your interests are protected.
Hurricane Damages and Claims
Experiencing property damage in the aftermath of a hurricane is an intensely distressing and emotionally taxing ordeal. Understanding the necessary steps and actions to undertake becomes pivotal in securing the most favorable outcome for your recovery process. Through informed action, navigating the aftermath of such devastation becomes more manageable, ensuring a smoother path towards restoration and resolution.
Bad Faith Insurance Claims
When an insurer unreasonably denies, delays, or underpays a valid claim, that may be bad faith. Louisiana law requires insurance companies to act in good faith and pay legitimate claims promptly, and policyholders who are treated unfairly may be entitled to damages beyond the original claim, including penalties and attorney's fees. We help homeowners hold insurers accountable and recover what they're owed.
Tornado Damages and Claims
When a tornado sweeps through a Louisiana community, it leaves more than just debris in its wake—it often results in extensive property damage, emotional hardship, and challenging disputes with insurance companies. While Louisiana is widely known for its vulnerability to hurricanes, its unique climate and storm patterns also make it susceptible to sudden, devastating tornadoes.
Freeze & Burst Pipes Insurance Claims
In January 2025, Snowmageddon brought record snowfall and freezing temperatures to the South, hitting New Orleans especially hard. With infrastructure unprepared for such extreme cold, countless homes and businesses suffered burst pipes, freeze damage, and severe water damage. Our firm is here to help clients pursue freeze damage claims and recover from the impact of this unprecedented winter storm.
Frequently Asked Questions
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Based in New Orleans, Binegar Christian represents homeowners across the New Orleans metro and throughout Louisiana on property and storm damage insurance claims. If your home or business was damaged anywhere in the state and your insurer is delaying, underpaying, or denying the claim, we can help.
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We focus on property and storm damage claims, including hurricane damage, wind damage, hail damage, tornado damage, flooding, frozen and burst pipes, fire, and bad faith insurance disputes. We also assist homeowners with mortgage company disputes tied to insurance proceeds.
Conducting a careful review of your policy is important to understand what it covers. The attorneys at Binegar Christian can also review your policy and explain clearly what it includes.
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We represent both residential and commercial property owners. Whether the loss is to a primary residence, a rental, or a commercial building, the core issue is the same: making sure the insurer pays what the policy owes.
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The sooner the better. Early documentation strengthens a claim, and Louisiana has filing deadlines that vary by event and policy. If your claim has been denied, delayed, or underpaid — or you simply want to understand your rights before filing — it's worth a free consultation.
Hurricane Wind Damage Claims
Hurricane wind damage claims often involve more than visible roof or siding damage. High winds can compromise structures, allow water intrusion, and trigger secondary losses that insurers may try to minimize or exclude. We help Louisiana homeowners document wind-related damage, challenge low estimates or improper exclusions, and push back when insurance companies delay, underpay, or deny valid hurricane wind claims, so you can pursue the full recovery your policy is meant to provide.
Get a Free Consultation with Binegar Christian, LLC
Knowing the most valuable and precious asset you own is your home, we fight for each claim as if it were our own. We understand the challenges that come with property damage, insurance claims, and mortgage disputes, and we are here to help you every step of the way. Contact us today to schedule a consultation.